but it makes sense that as people no longer get married and homes keep getting more expensive it is getting more difficult for one person to buy a home without financial help from a wife …
my original idea came from staying at a home of an Aerospace engineer who had like a 5 bedroom home and every room was rented out to a hot college girl … the guy himself was an Incel Cuck. Surprisingly the atmosphere in that home was really good - i didn’t sense any negativity from either the Incel Cuck nor his girls. None of them seemed to have any interest in him sexually but he didn’t seem bitter about it. He just liked living in a house full of beautiful girls.
the problem is this was 15 years ago … and house affordability has tanked since then … today i would have to get a home in the middle of the woods basically, at which point the likelyhood of any hot college girls wanting to rent a room there doesn’t look that great …
i can still make it work by, for example, getting a home that is 1.5 hours away from Boston (MA) but 10 minutes away from Concord (NH) in which case a girl that works or studies in Concord might be interested in renting a room from me …
girls in Concord though are likely to be a lot less hot than girls in Boston …
on other hand if i were to split a home 50/50 then i could go for Nashua area for example that would be 1 hour from Boston instead of 1.5 hours …
with a bigger budget i think it would also be possible to get a home with two master suites …
of course this depends on the budget and the area …
if you can afford a home in the area you want without anyone’s financial help then it’s better to do it alone and just rent out the rooms …
but if you have to compromise on the area you want to live in or the type of home ( if you have to trade a single family home for an apartment ) i think this is worth considering …
remember the point of a single family home ( for you ) is you can get one in a clean, white neighborhood ( as opposed to apartments, which are almost always in melting pots ).
for ME the point of single family home is basement for my shit and ability to blast subwoofers as well as a patio where maybe i can use power tools to build more subwoofers. oh and of course garage for charging my plug in hybrid.
so to be honest i would certainly get more out of this deal than you, but that doesn’t mean the deal would be bad for you.
my the original $650,000 budget i was struggling to find any home worth living in ( in Boston Metro )
for 50/50 split house i changed the filters a little to require a minimum of 3 full bathrooms and a minimum of 2,500 square feet and increased the budget to $1 mil.
the very first home that popped up ( for ~ $750,000 ) has TWO PRIMARY SUITES and is only 35 miles from Boston versus the home i was looking at just last week that was only 15% cheaper but TWICE as far from Boston.
basically with $650,000 budget i’m scraping the bottom of the barrel in Boston area while if the budget was just slightly larger ( say $800,000 - two people chipping in $400,000 each ) the options really open up …
the other big reason to split a home 50/50 is heating costs …
$600,000 will buy you a 40 year old 2,000 sq ft home while $800,000 will buy you 20 year old, 3,000 sq ft home
despite being 50% larger the cost of heating the new home will probably be about the same as the cost of heating the old home because new homes are better insulated. then you split this cost 50/50.
with a larger budget your chances of getting a home hooked up to natural gas line also improve. if you can get natural gas your heating costs are halved compared to liquid propane bottle.
this is the old saying - the rich get richer and the poor get poorer. if you buy a cheap home that is poorly insulated, in a remote location, has no access to cheap heating fuel etc. you’re just going to push yourself further into poverty.
but if you pool your resources and buy a properly built house in a proper location you can actually control your transportation and heating costs while also having better chances of renting out rooms to hotties because you’re in a better location. in effect the house will be making you money instead of losing money.
in theory anyway, of course there is any number of ways where this can go wrong …
if you think about it for two people ( not counting college girl tenants ) to be comfortable in a home versus one person you only need to add a second Primary Suite, which is maybe 500 square feet.
to get that extra 500 square feet a home doesn’t need to get taller or wider - it just needs to get a few feet deeper. the differential cost of stretching a home that way is negligible. most of the price difference will go towards the home being newer and in a better neighborhood, rather than the difference in size. of course an extra bathroom will add some cost.
regardless, the price per square foot metric is absolute nonsense. the market doesn’t follow this math at all. homes on the same block that were all built the same year tend to cost more or less the same even if one is twice the square footage of another.
larger homes on the same block are meant for people with bigger family, not for people with thicker wallets. people with thicker wallets will buy a home on a different block.
there are certain optimum dimensions for a home based on how far light from a window penetrates a room and so on. basically a home of about 40 X 40 square feet with two storeys is optimal. this is about 3,000 square feet, but most homes are smaller than that simply because you don’t actually need 3,000 square feet.
when you make a home smaller you don’t actually save a lot on either building materials or heating costs because you’re mainly just losing interior space, not so much envelope surface.
and most heat is lost through windows of which a 2,000 sq ft home has almost as many as a 3,000 sq ft home.
basically a small home is all envelope for little interior space. a large home is much more efficient.
this is the very reason why poor people have to live in apartments - because in an apartment only one side of your residence is part of the building envelope. in a home you have SIX sides ( top, bottom, and four sides ). each side must be weatherized and represents heating and cooling loads.
if you can split a home 50/50 these envelope related costs are reduced significantly. and in some ways you can even save more money than by living in an apartment because for example you only need one stove for cooking, one kitchen sink, one internet service plan etc.
i actually grew up in a communal apartment in Kiev that we shared with two other families.
yes there were some minor issues for example when we went to Crimea for a vacation the drunkard that lived in the communal apartment broke into our rooms and stole the Jewelry …
in retaliation our cat would piss on his door … just kidding the cat did it on his own accord, and actually my pops threw him out for this … OK my pops threw the cat out because my pops was a sadist.
but all in all my parents lived there for over 20 years ( and i lived there for a bit under 15 ) and nothing majorly bad happened.
out of the two families we shared the communal apartment with we weren’t on speaking terms with one of them but on very good terms with the other.
obviously you wouldn’t want to share space like that with completely random people but i think splitting a house with somebody who is on the same page with you on most issues is perfectly doable.
like i couldn’t do it with somebody who is a liberal or a boomer or even a smoker or somebody who has pets that aren’t in an aquarium or cage but if you have moderately decent taste in music, movies, video games and your drug and alcohol use is mostly under control i think it’s doable.